Screen scraping

eCommerce or mCommerce transaction need to be fast, safe and secure.  Noncustomer should ever be at risk in having their data compromised.  Screen scraping involves 3rd party platforms and apps that mirror the banks interface. The customer then unknowingly inputs their details, and that Fintech then stores the information. Increasing risk of customers payment details being unnecessarily exposed. Banks should control and protect their customer.

With Bluecode, we provide a safe mCommerce payment channel on the account rail.  It is not a workaround. Bluecode only operates with full bank endorsement and in full compliance of domestic regulation. By disintermediating card costs and cumbersome backoffice management of a shadow operation like screen scraping Bluecode can deliver a fast, safe and efficient payment at a dramatically lower cost to the merchant and ultimately the consumer.

What Bluecode brings the mCommerce and eCommerce environment.

  • Customer data never leaves the bank
  • Links to merchant VAS or provides own VAS for SMEs
  • We are a dynamic pre-authenticated secure token payment
  • One swipe and done at the till or eCommerce.
  • Bluecode is a simple option in your channel, no app no new HW
  • PCI compliance is no longer needed
  • Strictly account rail based, from any account-based funding source
  • Bluecode is the future – get future proof.